HYIPS Red Flags: Signs of Impending Scam

Most HYIP veterans know to well the tell tale signs of an impending scam. However, while they generally may not be able to prevent a HYIP from scamming, they know very well not to add fresh funds, and they generally make attempts to withdraw as much and as often as possible. However, for the benefit of those who may be new to the tricky world of HYIP investment, below are some of the red flags that indicate that a HYIP is about to scam. This is by no means an exhaustive and they are listed in no particular order of importance.

1. Vanishing Features of a HYIP
One of the greatest asset of a HYIP is confidence. A HYIP with certain features like Green-bar SSL, identity assurance, Anti-DDOS etc tend to exude investors confidence. The moment any or all of these features disappear for any reason, including maintenance, change of server, etc one should begin to worry about impending scam.

2. Login Challenges
I have rarely seen a HYIP with serious login challenges lasting quite long. The most likely reason for such challenges may be that the HYIP admin is running the site using bare-bone resources, as he wouldn’t like to invest so much on a ‘temporarily’ program. For all you know, it might be a laptop servers, with thousands of investors scrambling to connect and creating partial denial of service with their attempts.
3. Delayed Payement
This perhaps is one of the oldest tricks in the book. A HYIP admin seeking to maximize his loot from a HYIP scam may pay a few investors (usually monitors) while keeping the bulk of the investors waiting, and at the same time accept fresh fund. The waiting period avails the admin the opportunity to make more money in the event of scam. When payments are delayed, the best course of action to take is to avoid adding fresh fund.


4. New and ‘exciting short term plans’
Perhaps what I failed to add to the title is that this new plan are often introduced when a HYIP is about to come to the end of a cycle especially in Long Term HYIPs which promise to refund initial capital. Obviously the plan here is not to refund the initial investment, while taking more money from gullible new investors who have been promised mouth-watering returns in a very short term. Essentially, the approaching end of a cycle of HYIP plan which promises to refund initial capital is a time for great apprehension; it is the time not to add fresh fund.

5. Change of Ownership
When a HYIP change ownership and name, one should be very careful trusting the new owners to live up to the billing of the old. It is possible the old owner wants to protect his or herself against prosecution, protect an image etc hence the need to sell of a HYIP. At this time trusting the new owners must be done with absolute skepticism.

There are many more tell tale signs of impending scam. It is very important therefore that one visits forums and do simple search on the health of the HYIP before parting with fund. Lucky HYIPing!


Related Topics:

Learn winning strategies of HYIP
How to secure your HYIP earnings
InvestForia LTD Scam: A post Mortem
ProfitClicking: Scam or Not? - Another review
Is ProfitClicking A Scam?
high Interest HYIPs: Risks and Returns

ProfitClicking (previously JustBeenPaid): A Scam or not? – Another review

I have been skeptical since the acquisition of Just Been Paid (JBP) by ProfitClicking and the exit Fredrick Mann. The prolong transition period also did not help investor’s confidence. But it appears many of the teething challenges have been surmounted by the new ProfitClicking team. I also have received my first payment from Profitclicking since 4th October 2015. Federick Mann recent reassurance also helped calmed a lot of frayed nerves. In my opinion ProfitClicking is set to take its respected place in the world of online money making opportunities, just like it's predecessor - JustBeenPaid. ProfitClicking is NOT yet a SCAM. It’s time to sign-up (if you have not) and to start taking advantage of the opportunities presented by the program.

How ProfitClicking works:
For those who don’t understand how ProfitClicking works, let me briefly explain. ProfitClicking after acquiring the patented JustBeenPaid program, transformed into a money making traffic exchange program. In other words, ProfitClicking promotes websites of members, while at the same time makes them money. Here is a summary of how ProfitClicking works.

Sign Up.
1. You sign up to ProfitClicking (typical like signing up for an email address)
2. ProfitClicking pays you $10 (which is available for your use for 45 days)
3. You further fund your account (via a payment processors like Liberty Reserve, Ego Pay, Solid Trust Pay etc) and purchase AD Package to further your chance of faster growth
4. You use the fund to purchase AD Packages which is the basis of the program
5. You may also purchase PC PANELS each worth $20, which eventually when finalized earns your 60 dollar (more on this later)

Your responsibility
You login every now and then to ProfitClicking to:
1. Visit/view at least 3 website of daily (viewing more than 3 sites creates reserve for future use)
2. Withdraw your earnings (if you have earned up to $20 or purchase more AD Packages with $10 each)
3. You earn referral commission by inviting new members to join ProfitClicking with your referral link

ProfitClicking's Responsibility
ProfitClicking will:
1. Pay you 20 cents (0.20 dollar) every weekday for every Ad Packages (worth $10) you have, or 10 cents (0.10 dollar) on weekends for 81 days.
2. ProfitClicking will push expired AD Packages to the PC Panel to earn you additional income
3. ProfitClicking will ensure stability, and sustainability of their system, using their RESTART feature

This is a brief summary of ProfitClicking online money making opportunity. It's time to further diversify your HYIP portfolio. If you have not signed up already and claimed your $10, you can do so here and NOW.…

I wish you profitable clicking…

Related Topics:

Is ProfitClicking A Scam?
JustBeenPaid is now ProfitClicking: A Primilinary Review
Learn winning strategies of HYIP
Long Term Versus Short Term HYIPs?
Should I compound my HYIP earnings?

HYIP: Between the old and new

Ordinarily, the simplest method of investing in HYIPs is to pick new promising ones, invest what you can afford to lose, take your profit (or loss as might be the case) and bale out! This advise has stood the test of time, in the very volatile world of HYIPs, where lifespan of most HYIPs are often measured in weeks, or months.

It will sound counter intuitive then if I suggest that at times it is a good practice to go with the tested and trusted – in other word, older reliable HYIPs. Perhaps with a little reflection (or with benefit of hindsight), it is not totally a bad idea to invest in such old HYIPs. It is rather in line with the principle of diversification of portfolio - a good financial practice, in the case between the old and the new.

A few examples are JUSTBEENPAID (now ProfitClicking) which have been around for over four (4) years, UInvest waxing strong since 2010, and Permanent Fund which has clocked slightly over two (2) years online. Essentially, these programs have passed through thick, and thin, evolved and have become a brand – to an extent that they have become hard to kill. Don’t get me wrong, no HYIP should be trusted, and they will go in a puff, sooner or later, however longevity increases experience, reliability and reputation. Wines mature with time.

Hence as part of an overall HYIP strategy, dropping a dollar or two in some of these old reliable HYIPs, most often than not comes out good. Yet, you MUST not invest what you cannot afford to lose. May fortune smile on you!


Related Topics:

HYIPs, Pareto's 80/20 Rule, and Portfolio Diversivication
InvestForia LTD Scam: A post Mortem
Learn winning strategies of HYIP
The Best HYIP
JustBeenPaid is now ProfitClicking: A Primilinary Review
How to secure your HYIP earnings

Is Profitclicking a JustBeenPaid (JBP) Scam?

When I was introduced to Just Been Paid (JBP) now ProfitClicking.com as an indefinitely sustainable, online money making program. I was very skeptical. I did not believe any online money making program built around HYIP, or Ponzi scheme is indefinitely sustainable. However, the face and profile of Fredrick Mann, coupled with a few losses in other HYIPs convinced me to throw some $$ at overly hyped JustBeenPaid.

Now with the acquisition of JustBeenPaid by ProfitClicking, the exit of the smiling face of Frederick Mann and the seemingly indefinite sustainable transition period, even the die-hard believer of the program are bound to be worried.

Frederick Mann, and his crew in JustBeenPaid without any prior notice, let alone agreement, sold overnight, investors trust and money to ProfitClicking. With it, and subsequent endless transition and missed deadlines, the fear of scam in the very volatile world of HYIP was inevitable. Perhaps, many wouldn’t mind if the transition had gone smoothly and quickly and business resumed as usual, but the freezing of assets, the none-assurance of payment of accrual prior to acquisition of JBB, through the transition phase to date, and of course the inability to withdraw funds, have made many investors apprehensive as per the dependability of ProfitClicking.

Profitclicking have released several announcements and newsflash, and have tried to assuage many investors (old and new) of the progress and plans they have made. But in the world of HYIP and online money, cash (e-currency) is king. Until Profitclicking turn on the cash tap, and allow investors (especially of the JPB program) access to their money, no amount of update and news flash will sway people from voicing their displeasure and fears. For now, Profitclicking has not scam, and there is still hope in the horizon that they will get it right. Putting a name and ultimately a face behind ProfitClicking is equally critical to restoring confidence in the new program. There is so much at stake, for many people, and time is money!


Related Topics:
ProfitClicking: Scam or Not? - Another review
JustBeenPaid is now ProfitClicking: A Primilinary Review
Liberty Reserve Down Time Problem: A Review and Impact Analysis
How to secure your HYIP earnings
Why do HYIPs Scam?
HYIP Monitors Review?
Can you recover lost HYIP fund?
Learn winning strategies of HYIP
InvestForia LTD Scam: A post Mortem

Liberty Reserve Down Time Problem: A Review and Impact Analysis

Recently, Liberty Reserve, the largest and most popular payment processor in the HYIP world went offline. According to them, it was done to enable them carry out maintenance and also add new features. It is also clear that many users accounts were affected when they were blocked in error by Liberty Reserve’s automated scripted. While we enthusiastically welcome back Liberty Reserve, it is worthwhile to note that the sad part of the downtime (or maintenance) is that that it took rather too long to resolve.

The euphemism ‘forced extended maintenance’ did little or nothing to calm the HYIP industry fears, of potential scams. This is in view of the fact that maintenance scheduled to last between 2-4 days have extended beyond 7 days.  Ironically, the fear is however not of a Liberty Reserve scam, but rather hundreds of HYIPs which heavily relies on them. The last time, another popular payment processor – Solid Trust Pay, carried out similar maintenance, some HYIPs like Investoria.com and Silverstructure went down under the fog in a scam.

All HYIPS (and indeed many business) depend on cash flow – either when paying old investors, or receiving new investments. When a major payment processor in the mold of Liberty Reserve goes down, the ripple effect in the HYIP world can be very devastating.  Newer HYIPS are mostly affected, as they are mostly set-up with Liberty Reserves as their primary payment processors. Fairly old HYIPs will be inundated with bad votes, until HYIP Monitors downgrade them to ‘PROBLEMS’ or ‘NOT PAYING’ which usually ring the death knell for most HYIPs. Only the well established ones usually survive, with little or no issue.

In the end, investors and users of the processors are the biggest losers in some of these needless ‘extended maintenance’ of systems which are not 'obviously' broken.  It is also important to suggest that when new features are to added to a sensitive business like Liberty Reserve, best practice and industrial standards requires that it be done with little or no disruption to the existing system, using a combination of cut-over and rollback techniques.

Though Liberty Reserve promised to add Credit Card Funding option to verified users, while this is a good development, the time spent in this downtime, has done a lot of harm to various users of their system. It’s high time Liberty Reserve users (HYIPs and other investors), who have not done so, diversified their payment processors. HYIPs program should also include features that enable them to easily migrate their subscribers to other payment processor.  

Related Topics:
Why do HYIPs Scam?
HYIP Monitors Review?
Can you recover lost HYIP fund?
Learn winning strategies of HYIP
How to secure your HYIP earnings
InvestForia LTD Scam: A post Mortem

Securing Your HYIPs Earning

Preventing losses and securing your earnings in High Yield Investment Programs (HYIPs) are the major concern of all HYIP investors. This is particularly important in view of the volatile nature of the HYIPs world. A few steps, taken consciously, will help you to prevent losses, or at least reduce the monetary value of such losses. Below are suggested measures to secure your HYIP earnings, and reduce losses.

Withdraw regularly

The reason most invest in HYIP is to earn additional income. As such, withdrawing is the only way one can fulfill such motive.

Avoid leaving substantial money in the program.

Let’s face it, most payment processor charge a fix percentage of the value/amounts deposited. For instance, Liberty Reserve charges 1% face value of every deposit received, subject to a min $0.01 and max $2.99. This simple means you pay $0.01 for every $1 you transfer to your account and 0.1 for $10.  Paying the charges sounds more prudent than to risk losing it when you accumulate large funds in the program, ostensibly for compounding.
 

Avoid compounding.

Compounding a way to increase your deposit, and of course your earnings. It is also a way for malicious HYIP administrator to ensure you earn little or nothing from your investment before they scam. If you must compound, find a fine balance!

Reinvest only HYIP Profits.

The tendency is for one to get carried away especially when a HYIP appear to be paying regularly. Some evidence of this over-confidence is when an investor adds more money to a HYIP that is yet to earn profit, only to lose it all. It’s best to budget certain amount for a particular HYIP, and stick to it. Besides, NEVER trust any HYIP!

 

Spread your risk by diversifying your HYIP portfolio.

More and more HYIPs are started every now and then. It is a good idea not to invest all ones money in the same HYIP. Diversifying your investment among various long and short terms HYIP is a good way of reducing your exposure to a single program..

Your ability to protect your HYIP funds is critical to your success as a HYIP investor. Protection your HYIP investment is a factor in determining if you will stay long enough to make profit or exit too quick in frustration.  Good luck.

Long Term Versus Short Term HYIPs?
Should I compound my HYIP earnings?
high Interest HYIPs: Risks and Returns
HYIPs, Pareto's 80/20 Rule, and Portfolio Diversivication
HYIPs and Greed
The Best HYIP
Why do HYIPs Scam?
Learn winning strategies of HYIP

JustBeenPaid.com now ProfitClicking: A preliminary review

This exciting changes from an extra ordinary man, marks the end of an era for JustBeenPaid and with that, the retirement of Fredrick Mann. As we embark on a new journey with ProfitClicking at the helm, we wish everyone many more decades of online success.

With these words ProfitClicking.com announced the acquisition of JustBeenPaid.com, ending a lagacy of several years. In terms of workings, ProfitClicking, is virtually set-up same as its predecessor – JBP, except for an “Auto Repurchase” feature which was not available in JustBeenPaid.

Here is how ProfitClicking is set up to work:

• Create Your Free Account
• Collect Your Complimentary Traffic Package
• Add Additional Traffic Packages to Maximize Your Earnings (Optional)
• Earn 2% Weekdays/1.5% Weekends on Money Spent to Purchase Traffic Packages
• Set your account to "auto repurchase"
• Earn Daily Cash for 81 Days!

However, beyond the hype and promises of ProfitClicking, what should JustBeenPaid investors be concerned about? Obviously security of their investments, and evidence of seamless continuation of previous owner’s legacy, is the major concern of all JPB investors.

At the moment, ProfitClicking has moved swiftly with their integration, however not fast enough. This is compounded by the fact that many accounts were yet to be updated prior to JustBeenPaid.com going offline as part of the acquisition.  Currently, ProfitClicking inability to quickly display members of Just Been Paid (JBP) financial details after a migration suggests that the transition is not seamless, nor is it completed. Hopefully, members accounts will soon be updated and business continued as usual.

This brings us to the business end of ProfitClicking.com. One of the concerns of some subscribers to JPB has always been the fuzzy nature of the business end, and of course the seemingly complicated interfaces of the program. However, it appears that ProfitClicking has been able to solve these two problems in one fell swoop. On one hand, ProfitClicking appears for all intent and purpose set-up as traffic exchange site, where members can buy ads for their sites, and of course also earn credits to advertise their website. On the other hand, the (ProfitClicking) website looks simpler than the JustBeenPaid numerous interfaces. 

Perhaps too, one should note that current subscribers to JBP are ‘losing’ money on the basis of the fact that they are unable to withdraw, nor buy new positions, especially since accounts have not been updated for a while. And there is always the time value of money, which seems to have been overlooked.

Even with the teething problem solved, will many JBP subscribers who will be desperate to reduce their exposure remains, maintain the same level of confidence and trust they had for JBP? Besides, will the restart feature which helps makes JustBeenPaid indefinitely sustainable be used in ProfitClicking? We are yet to know. Hopefully, things will be different with ProfitClicking.

While more information is promised at later stage, it is quite natural to restate that the transition should have been seamlessly done, in order to sustain confidence.It is normal for subscribers to adopt a skeptical approach with ProfitClicking.com, until it successful endears itself to subscribers as JPB did, especially if it is true that Fredrick Mann, the face of JBP, has indeed exited the stage.  We will be watching  the unfolding development, keenly! While we are waiting, you can sign up for ProfitClicking here

Related Topics: 

ProfitClicking: Scam or Not? - Another review
High Interest HYIPs: Risks and Returns
HYIPs, Pareto's 80/20 Rule, and Portfolio Diversivication
HYIPs and Greed
The Best HYIP
Why do HYIPs Scam?
Learn winning strategies of HYIP
InvestForia LTD Scam: A post Mortem

High Interest Rate HYIPs – Risk and Returns

Once in a while, some HYIP Administrators come up with this mouth watering offer of huge interest payout in their program. Of course, experience HYIP investors know very well to avoid real daily profit* over 4% daily. However, every now and then, a new HYIP with very well designed website template, original text, SSL encryption, DDOS protection, company registration, prompt online customer services/chat, and other trappings of a good HYIP, offers interest that look fairly ‘reasonable’ say 2.5% – 3.0% daily for 30, 45, 60, 90 days and beyond with or without principal returned.

This often presents a dilemma for most HYIP investors. The challenges here include the fact that the interest offered does not appear way over the roof when compared with those HYIPS with 4.0% real daily* profit and above.  The second challenge is that these HYIP sites may also passed some of the major criteria used in identifying good HYIPs. Under these circumstances, is it advisable to invest in such HYIPs?

While individual HYIP investors will generally have the final say on how they choose their HYIP, the best I can offer is to share my experience. It is instructive to say, I have earned profit with a HYIP that pays 2.5% real daily for 60 days with principal returned. However attempts at reaching similar milestone with HYIPs paying 2.8% and beyond daily for substantial number of days have been met with mixed successes.

My instinct at the moment is to avoid such HYIPs that offer a real daily profit of 2.8% and beyond. The lifespan of such HYIPs are generally less lower than those with lower interest, besides principal is mostly locked in for the duration of the investment, compounding only compounds the risk. If you are tempted to take the bait with such HYIPs, entry, principal recovery, and exit strategy must be diligently planned and adhered to. Again, never trust any HYIP; invest only what you can afford to lose!

*Real Daily Profit refer to the exclusion of principal in profit calculation

Related Topics:

The Best HYIP
Learn winning strategies of HYIP
HYIPs, Pareto's 80/20 Rule, and Portfolio Diversivication
HYIPs and Greed
Why do HYIPs Scam?
InvestForia LTD Scam: A post Mortem
Can you recover lost HYIP fund?

HYIPs and Greed

Greed and unrealistic expectations are the main factors responsible for most HYIP (High Yield Investment Programs) losses especially among newbie. It is a known fact that most HYIPs are fronts for ponzi schemes and scams, set up by fraudulent administrators for their own gains. However, most newbies, reveling in their initial instant success in HYIP, often make the mistake of trusting the promises of HYIPs and their administrators. By allowing sentiments and greed to overcome better judgment, newbies (and in some instances HYIPS veterans) are prone to throwing caution into the winds, with their minds set on the big payday. The world of HYIP is replete with many lost funds, especially between newbies, and some experience HYIP investors, who have grown overconfident or greedy in their expectations. HYIPs investment is huge enough a risk, try not to make it worse.

Recognizing the danger of easy success,  Robert Greene, in his book - 48 Law of Power, stated       

The moment of victory is often the moment of greatest peril.  In the heat of victory, arrogance and overconfidence can push you past the goal you had aimed for, and by going too far, you make more enemies than you defeat.  Do not allow success to go to your head.  There is no substitute for strategy and careful planning.  Set a goal, and when you reach it, stop.

The solution then is to carefully plan your HYIP investment is such a way that balances your returns with the risk, and stick to the plan; taking your profit as it comes, in small chunks. Also avoid adding funds to a HYIP because it paying promptly. Stick to your budgets, entry, and exit plans. Each day a HYIP lasts is usually a bonus, hence inconsistency in analysis, shifting the goal post, and increasingly targeting huge payoff, only guarantee losses in HYIPs. To be successful in HYIP, checking greed, and over-confidence is a necessity. All HYIPs will fail, it's only a matter of when. Accepting this, implies that you should not invest in HYIPs,  let alone investing what you cannot afford to lose. While the potential to make good money from HYIP investments exist, greed, overconfidence, and inconsistency in expectation, and investment strategy, are usually the major pitfall in HYIPs, and indeed, other endeavors.


Never trust any single HYIP - spread your risk!



Related topics:

high Interest HYIPs: Risks and Returns
HYIPs, Pareto's 80/20 Rule, and Portfolio Diversivication
The Best HYIP
InvestForia LTD Scam: A post Mortem
Why do HYIPs Scam?
HYIP Monitors Review?
Can you recover lost HYIP fund?
Can HYIP investment be insured?

 

The Best HYIP

In the beginning was a HYIP, and the HYIP was a hype, and the hype was HYIP. HYIPs have been with us before the days of Charles Ponzi, during the days of Bernard Madoff, and perhaps will be with us beyond the era of the information age. HYIPs have shown resilience and adaptability; they have adopted the rapidly growing information systems and solutions like a cankerworm. HYIPs with their promises, huge risks, and potential rewards have overcome several odds and challenges, and have continued to remain relevant investment vehicle to the ardent risk takers. This is no hype, it is true of HYIPs!


In recent weeks, several 'promising' HYIPs have vanished from investors top charts, to be consigned to the ignoble bin of scams, and ponzi schemes: Solidbank, Royalty7, Sillver Structure, Invest Foria Ltd, etc have all scammed, and with them investors funds are lost or trapped. Many more will join them; that is the unstable nature of HYIP.

Human's natural greed, impatience, and insatiable needs will continue to fuel HYIPs. Losses here, and there, scams or ponzi schemes, and malicious HYIP administrator are not enough to stop HYIP investors. More and more methodologies and analysis will be used isolate good, and better HYIPs, as mant continue to pursue their spiratiom and expectations in the HYIP world.



In the midst of all these flops and false starts, JustBeenPaid, and Uinvest, who interesting maintained they are no HYIPs, have managed to keep their heads, and shoulder above the rest. If JustBeenPaid and Uinvest are no HYIPs, then which is the best HYIP? Or the best HYIPs are not yet born? The quest continues...

Related Topics
InvestForia LTD Scam: A post Mortem
Why do HYIPs Scam?
HYIP Monitors Review
Can you recover lost HYIP fund?
Can HYIP investment be insured?
Learn winning strategies of HYIP

Invest Foria Ltd GB scam – A sad end to a promising HYIP?

I know many will still find it hard to believe that Invest Foria Ltd GB has scammed. InvestForia scam was not suppose to happen now, in just a little over 60 days of online operation, many are wont to say. But who can blame the investors, when the company held so much promise?

Invest Foria Ltd is a United Kingdom registered company which joined the HYIP world with a lot of promises. Flaunting their UK company registration number – 08060358, and suggesting to those who dare to confirm their credentials with Dun & Bradstreet, Invest Foria Ltd GB, like a confidence trickster, managed to lure many unsuspecting investors to their nest. In an unusual move, and as if doubting if those credentials will truly sway the investing public, InvestForia Limited also flaunted an identity assurance warranted up to $250,000 by Comodo.

Those driven purely by profit motive were assured a steady 2.8% daily profit for 60 days with principal returned at the end of the tenure. To buttress their point, InvestForia Ltd ensured almost instant payments of earnings through Liberty Reserve while the honeymoon period lasted. Such was the efficiency of their service,  that a gale of acceptance swept across the HYIP world in their favour, resulting of course in more funds sent their way.

To the unsuspecting investors, Invest Foria various compounding range of options was to enable them earn more profit, however, the as the turn of events revealed, Invest Foria Ltd GB was obviously more interested in trapping investors returns to maximise their profit when they scam.

The early sign of InvestForia potential scam was when they capitalised on the Solid Trust Pay service problems to deny investors on that payment processor their earnings. The signs became even more worrisome when the usually instant withdrawal through Liberty Reserve became hap-hazard, to the extent that some withdrawals on that payment platform were sent, while others were simply flagged as pending payment - a ploy  known as selective payment by HYIP veterans . The fact that InvestForia was approaching an end of its first 60 Days cycle when those issues surfaced made it all the more suspicious, that Invest Foria looked set to cut and run.

While members waited for their pending withdrawals to hit their payment processors, Invest Foria Ltd, in perhaps another brazen attempt to further inflate their coffers, sent their teeming investors the following convoluted mail:

Hello, dear members.

InvestForia reached 25000 investors few hours ago, to celebrate it we are adding 2 more plans for limited time only. New plans will be available only for few days or weeks. Deposits you cane make only trough Member area deposit page.

New Plan - 135%-150% after 5 days

Plan 1 $500.00 - unlimited 135.00%
Plan 2 $3500.00 - unlimited 150.00%

Please also check our high position in Alexa.com ranking, we are not the best and most popular investment program online.

Best Regards

Perhaps more intriguing is the HYIP Monitors' conspiracy in the scam. As at the time of writing this blog, some monitors still have InvestForia status as PAYING,  even as many investors roundly complained of not receiving payments from the UK based company as far back as 6-8 days earlier. The jury is still out whether those HYIPs monitors are in InvestForia payroll or not!

However, the pressing questions are: Is InvestForia Ltd GB indeed a UK registered company? Does the UK Law permits registered companies to source funds from investors, and cut and run? Of what value is the identity assurance issue to InvestForia by Comodo? Is Comodo in away complicit in bequeathing them this identity assurance? What options are left for those who lost money to InvestForia Ltd GB hype? Or should they simply move on and accept it as another HYIP scam? Or will InvestForia Ltd perform a volte face?

Thankfully (or hopefully), many HYIP investors keep the golden rule: Never Invest what you cannot afford to lose. It's high time though, NEVER trust any HYIP is added to this golden rule.

Related Topics:

Why do HYIPs Scam?
Can you recover lost HYIP fund?
Can HYIP investment be insured?
Learn winning strategies of HYIP
How do I cash out my HYIPs earning?
Should I compound my HYIP earnings?

Why do HYIPs Scam?

Observations has shown that the number of HYIPs scams is as high as the number of new HYIPs programs started daily. A conspiracy theorist point of view is that new HYIPs are created by the same administrators who have recently made away with investors money in a HYIP scam.

High Yield Investment Programs (HYIPs) therefore continues to be an euphemism for High Risk Investment Programs (HRIPs). The risk involved in HYIPs is so huge that very few ventures to invest in HYIPs. In some (if not most) cases, the HYIPs administrators set out deliberately to scam people by offering very mouth watering returns to attract substantial volume of deposits - huge and small. The intention being to accumulate, in very short time, enough funds from investors, and the bolt with it. The frequency and the increasingly shortening life span of most HYIPs is an indicator that they (administrators) are becoming more successful in their scams. It is hard these days to identify serious minded business inclined administrators, who will live up to the hype of their HYIP. It's gets harder by the day.


It is also important to note that some good HYIPs might develop technical or administrative challenges which might affect payments processing. Unfortunately, in a world (HYIP world) where delays are viewed with extreme suspicion, such delays are quickly taken as signs of trouble by anxious investors and monitors. The monitors react by downgrading the status of the HYIP, and this generally rings the death knell of the program. Administrators, of such problem program, especially those whose HYIP business is built on Ponzi system, are often quick to pull a plug on their program, taking with them whatever money investors have deposited at the material time. This is often the case when the problems have affected the volume and quality of new deposits they receive.

However, despite the frequency of rise and fall of HYIPs, JustBeenPaid, insist their program is sustainable, and have posed a million dollar challenge to whoever could find a mathematical flaw as to the unsustainability of their program. Can you?

While mathematicians and statisticians continue to worry their heads over this challenge, a few dollars invested in JustBeenPaid by me as part of this journey is apt. The search for the holy grail of HYIPs and other ways of making online money yet continues...

Related Topics:

High Interest HYIPs: Risks and Returns
HYIP Monitors Review?
Can you recover lost HYIP fund?
Can HYIP investment be insured?
Learn winning strategies of HYIP

HYIP Monitors Review

Every prospective HYIP investor and veteran HYIP players know very well the important of the HYIPs Monitors. HYIP Monitors are sites which offer to monitor the HYIP sites, and afford visitors and members the opportunity to report on the health status of the HYIPs they monitor.

HYIP monitors help investors, and would-be-HYIP investors to determine the status of a HYIP. It is usually, one of the first place a HYIP investor will visit before committing funds to a HYIP.To give an opinion on the status of a HYIP, most monitors use the following indicators:

1. PAYING
This is the status everyone HYIP investor loves to see. It means that the HYIP in question has recently paid investors. PAYING status also means that earnings from such HYIPs have been successfully withdrawn to the payment processors. Prospective investors (especially newbies) are well advised to stay away from HYIPs whose status is anything but PAYING. However, a strange and sad development in the HYIP industry is the speculation that some HYIPs manage to pay the monitors to indicate a PAYING status, while normal investors are not paid.


2. WAITING
A waiting status is often common with very new HYIPS. It shows that the monitors are waiting for confirmation of payment. The WAITING status  is often upgraded to PAYING if payment is confirmed, or problem if the WAITING persists beyond a certain threshold. 

3. PROBLEM
A HYIP Monitor use PROBLEM status to denote HYIP programs whose WAITING status has surpassed a certain threshold. Numerous complain of non receipt of payment can also lead to the downgrading of PAYING status to PROBLEM. PROBLEM status in most HYIP monitor is a harbinger of scam. A PROBLEM status should worry current investors, and warn off prospective ones. PROBLEM could also mean that a HYIP is having technical challenges with payment processors, it servers, or other challenges that affects prompt payment.

4. NOT PAYING
The dreaded NOT PAYING status is used to show that a HYIP has scammed it investors, and its administrators are probably somewhere in the Caribbean, popping champagne or sipping soda,  with investors fund, and possibly plotting another HYIP scam. Such is the unfortunate world of HYIP, where you could be scammed despite all effort to make the right choice. And in over 90% of the case, investors do lose money in HYIP.



5. SCAM
The NOT PAYING status and SCAM status are one and the same. It means the HYIP is gone, with investors funds!

Some of the HYIP monitors also indicate how long they have been monitoring a HYIP program. However, investors should know that "previous performance is not an assurance or future success." A malicious tendency among some HYIP is that even after scamming, some will still be running and taking deposit from unsuspecting investors.  This is very true in the HYIP world.

Hence a smart HYIP investor should always check the status of any HYIP before putting his hard earned money in any HYIP.  Above all, NEVER invest in any HYIP what you cannot afford to lose. Some of the HYIP monitors and their status for various HYIPS can be found here. NEVER invest in a HYIP without checking it's status on several monitors!


Related Topics:

Can HYIP investment be insured?
Learn winning strategies of HYIP
Learn how to invest in HYIPS
Learn how to spot a good HYIP
How do I cash out my HYIPs earning?

HYIP Fund Recovery Review

"How can you recover lost HYIP fund?" is one of the most pertinent question in the HYIP industry.

Let's face it, investing in HYIPs is not for the faint hearted. If there is ever one thing consistent about HYIPs, it is that all HYIPs obey Murphy's Law: If it can go wrong, it will! So eventually, the HYIPs you signed up for will go wrong, and scam. Everyone one loses money in HYIP, some a little, some all. The aim is to make more profit, than loss. Excellent HYIPs, fantastic HYIP, good HYIP, poor HYIPs, etc, will eventually come to naught, by hook or crook, by the fault of the administrators, or flaws of the program. It's only a matter of when!

When you get over the initial shock of losing your money to a HYIP, the rationale you will look for possibilities to recover your lost HYIP funds, especially if it's substantial in value. Your frantic search might bring you HYIP Fund Recoverer sites. Who are the recoverers of HYIP funds you may wish to ask, and how can they help?


HYIP Fund recoverers are sites which claims they can help recover money you lose in HYIPs. To do this, some of them will ask you to part with some funds, as engagement fees for the service. One popular HYIP Funds recovery site request for a service fee of $45 for this service with the promise to refund the money if they are unable to recover your lost funds. Some other HYIPs fund recovery sites ask you to purchase and install software which will aid you with the recovery. However, most of these offers and claims are false. Money lost in HYIPs is as good as gone. I doubt if those who know the HYIP administrator personally are even able to easily recover their lost fund.

As I write this blog, a HYIP mate of mine has engaged one of the recoveries to help him recover money lost to SafeForex. While I have seen the mails going to and fro my friend and the HYIP Fund recoverer for the past 3 weeks, I am yet hear him receive any recovered funds.

In my opinion the HYIP Fund are only out to gain from your loss. Paying money to HYIP revoverer, or sharing your Liberty Reserve security details with them, or installing software from some of the HYIP Fund Recoverer sites might spell double jeopardy. They are mostly scams if not all of them; never trust a HYIP Fund recoverer. That said if my friend confirms receipt of lost fund through the aid of the HYIP Recoverer, I will update my opinion of them. You will be among the first to know. But for now, rather than give $45 to this untrusted Fund recoverer, I rather stake it in another HYIP.


Related Topics:

Can HYIP investment be insured?
Learn winning strategies of HYIP
Learn how to invest in HYIPS
Learn how to spot a good HYIP
How do I cash out my HYIPs earning?
What is HYIP?

HYIP and Pareto's Principle: The 80/20 rule and Portfolio Diversification

So far in this journey, I have treated my HYIP adventure as a business. For a business to be successful, some ground rules are very important. We have looked at rules that enable you pick the right HYIP, and the ones that help you protect yourself from inevitable losses by taking your daily earnings. I also shared some lessons and proposed a few strategies.

In advancement of the strategy of spreading your risk by portfolio diversification, permit me to introduce a 20th century mathematician, Vilfredo Pareto. In 1906, Vilfredo Pareto suggested that 80% of Italy's wealth is held by 20% of the people. This postulation formed the focal point of the Pareto Principle - the 80/20 rule.

How does this apply to HYIP you may wonder? In the first case, I mentioned rules and strategy in business. And since HYIP is a form of business, an investment strategy for diversification is crucial in setting the foundation for your overall financial objective as you diversify your portfolio.

There are a number of ways 80/20 can apply to your HYIP investments strategy. For starters, it is a common practice among veteran HYIP investors to divide their total exposure into 80/20 percent. Since experience also reveals that the bulk of income from HYIP comes from the long term HYIPs, it then infers that 80% of your overall exposure should be invested in the long term HYIPs, while 20% should go to the short term ones.

When the long term HYIPs are identified, a variant of the Pareto principle suggests that not more than 20% of the 80% should be invested in a single long term HYIP. While not more than 20% of the remaining 20% should be invested in various short terms HYIPs.



For instance, let's say your total budget for your HYIP investment is pegged at $200. 80% of $200 equal $160. This $160 should be reserved for the long term investments, while the remaining $40 should be invested in the short term HYIPs.

Since not more than 20% of the $160 should be invested in a single HYIP, invariably then, each long term HYIP should not have more than $32 investment. This implies that the $160 should be split among 5 good long term HYIP (at $32 per HYIP). The same method should apply to short terms HYIPs you have identified out for investment. This means that the remaining $40 should be shared among 5 of such HYIPs.

This suggested framework is by no means rigid, as I understand that individual risk appetite and investment objectives are different. Essentially, the benefit of this 80/20 rule as suggested in this blog is that it helps you to maximize your income, while at the same time spreading your risks among diverse portfolios. It also help you stay long enough in the business to make enough profit, or a living.

IThe individual HYIP investor is again reminded that HYIP is a very risky business, as pitfalls dot every stretch of the path. NEVER EVER invest in HYIPS what you cannot afford to lose, remains the first principles of HYIP.

Do you find this blog useful? Do you have a comment? Kindly use the comment box.



Related Topics:

Learn winning strategies of HYIP
Learn how to invest in HYIPS
Learn how to spot a good HYIP
How do I cash out my HYIPs earning?
What is HYIP?

Enter HYIP Insurance

HYIP Insurance is an infant sector in the larger HYIP industry. They (claim to) offer the traditional insurance cover, albeit online.

Using www.sunpoll.com as case study, here is a review of how HYIP Insurance Works.

SunPoll HYIP Insurance agrees to, under certain conditions, insure a part or a whole of your HYIP Investments. The problem however lies in the stringent nature of the conditions! SunPoll HYIP Insurance offers to insure your HYIP investment if:

1. It is invested in HYIPs they nominate

2. You use them as referral

3. You invest as much as you are told, usually not more than 100 dollars

4. You pay a monthly fee of $10 to insure 10%, or $100 to insure 100% (of your $100 HYIP investment)

5. You accept that earning and compounding are not covered by the policy

6. You accept that without renewal (new payment) your insurance coverage expire after 30 days

Despite these unpalatable conditions, a worrying testament of a possible delay in payment is captured by this statement from their site in reference to a HYIP program that has gone bad:

This program has been closed. If you are one of our verified members and you have turned a loss in this plan, do not worry at all. Please keep in touch with us to give back your money.

In my opinion, SUNPOLL apparently is set up to further fleece HYIP investors of their well deserved rewards for their risks. Buyers beware!

Related Topics:

Learn winning strategies of HYIP
Fundamental behind the HYIPs
Learn how to invest in HYIPS
Learn how to spot a good HYIP
How do I cash out my HYIPs earning?

Fundamentals behind the HYIPs

According to WiseGeek.com,

HYIP stands for High Yield Investment Program and is a way for people to invest money into high yield, high risk markets who couldn't normally do so on their own, usually because they lack the initial investment funds. A HYIP pools money from investors together and uses the funds to invest in these markets; investors receive a portion of the return on their investments over a pre-designated amount of time. Most HYIPs pay interest daily, weekly, or monthly over the Internet.

Now the question most HYIPs skeptics often ask is – what do they do with the money so pooled? Some bluntly termed all HYIPs - ponzi schemes and scams. Veteran HYIPs investors adopt this skeptical if not critical world view of HYIPs. Perhaps, this had kept many of them going, especially when they take a hit from the scams.

Beyond the attendant ‘professional’ skepticism of HYIPs investors, what exactly do HYIPs administrators claim they invest the money they pooled from investors in?

For starters, most HYIPs I have come across maintain they invest their funds in Forex Trading. Some claim that the experience of their staff in Forex Trading spans over a decade.  Some HYIPs site claim they deal with precious metals, while some yet claim they deal in diverse areas of investments.

Some of the claims are factual, while a lot of them are fictitious.  In reality, except in rare cases  most HYIPs investors really do not perform these ‘Fundamental Analysis’ as time and resources may not be adequate in verifying them. HYIP investors especially those with some background in FX Trading, simply conduct a form of Technical Analysis of the program, and take decision on this basis.

The fact that most HYIPS are not regulated also makes it difficult for such in-depth analysis of their claims. The inability to ascertain with degree of certainty the claims of the HYIPs led to the often touted golden rule: Never invest in HYIPs what you cannot afford to lose.


Related Topics:
Learn winning strategies of HYIP
Learn how to invest in HYIPS
Learn how to spot a good HYIP
How do I cash out my HYIPs earning?
What is HYIP?

Compounding versus not compounding your HYIPs earnings

Most HYIPs offer the opportunity to automatically reinvest your earnings. This system is known as Compounding. Compounding factors for most HYIPS are often between 10% - 100%; while 0% is used to turn off compounding. Some HYIP investors chose different compounding factors to increase their earnings or principals. Some may also be tempted to invest more money in same HYIP while the current tenor is yet to elapse. This is an indirect way of compounding.&

Questions often arise whether to compound daily HYIP earnings or cash out. Usually the temptation to compound is huge since the HYIP investment is of money one could afford to lose. Hence, with the end in sight, some investors go for the big 'payday cheque' with 100% compounding starting from day one till the last day.

But while compounding may potentially increase one's HYIP earnings, the high risk nature of HYIPs demand that the risk be gradually reduced by daily taking ones earning until the initial investment is recouped. When this is done, it is still a wise move to choose a compounding factor that will guarantee you some profit. A 50/50 compounding factor will at least enable you take some of the income as profit, after you might have taken out your initial investment.

All HYIPS will eventually bust! Balancing the risks and rewards is very critical in determining how successful you are in your HYIP business. So rather than increasing the risks and uncertainty by compounding, aim toward recouping your initial investment by taking you daily earnings.

Related Topics:
Learn winning strategies of HYIP
Learn how to invest in HYIPS
Learn how to spot a good HYIP
How do I cash out my HYIPs earning?

How do I cash out my HYIP earnings?

Let’s say you have invested in a HYIP and your payment processor is swelling with your earnings. How do you convert the e-currency/digital currency to physical cash? That is the question those new to HYIPs often ask. In fact, I was not persuaded to invest in HYIPs until I was certain to a great degree that I can actually touch and spend my earnings. Dispelling such doubt was a great motivator for me. Such assurance went a long way into persuading me to open Liberty Reserve and Solid Trust Pay accounts which I subsequently used to launch my HYIPs business (or adventure if you would).

 Send and receive money online with Payza
To cut the chase, e-currencies are in huge demand and you can always get your cash through the ecurrency exchangers. Basically e-currency exchangers are businesses that exchange your e-currencies for cash or other e-currencies as you may wish. There are many of them available and some exchangers offer good rates for your digital currency.


The first place to look for a digital currency exchanger is within the Payment Processors' websites. The payment processors will informed you of the withdrawal options available to you should you wish to cash out. Liberty Reserve has a list of their recommended exchanger on their site. Meanwhile among the numerous exchange option offered by Solid Trust Pay is Bank Wire (Swift Transfer). There is also the option of withdrawing your earnings to Master or Visa Card. Alertpay (Payza) offers the option of Bankwire too.

Business like e-naira.com is recommended by Liberty Reserve to the Nigeria Market, while some offices in Ghana and other African countries offer you the opportunity to sell your e-currency to them for cash. You can also sell and buy e-currency from friends and colleagues who need such. The point is that e-currencies will not be stuck with you if you wish to convert them to cash.

Basically, there are many ways and options to get your cash in your hands. If you wish to know which Liberty Reserve exchanger is closest to your location, perhaps one of the most technologically advance way of finding out is by consulting Google.

Related Topic
Learn winning strategies of HYIP
Learn how to invest in HYIPS
Learn how to spot a good HYIP
What is HYIP

The Long and Short of HYIPs

Most High Yield Investment Programs (HYIPs) offer various rates and terms of investment. Generally speaking, and due to the life span of most HYIPs, Long Term HYIPs usually refer to HYIPs whose cycle lasts  60 days and beyond. Some HYIPs propose 'lifetime' as their cycle, certainly it doesn't get longer a term than that.

Long Term HYIPs generally payout earnings daily, weekly, or monthly. The tendency to have solid set-up is common with most long term HYIPs. Nevertherless, a long term HYIP may still look good, and pass all the necessary test, yet go bust sooner than early investors can recover their initial investments.


In contrast, Short Term HYIPs refer to HYIPs with a tenor of 1 day to 20 days. HYIPS with 30 to 45 days tenor are considered medium term. Some Short Term HYIP pays hourly, while many pay daily, or after a few days. Some of the Short Term HYIPs are poorly set-up, and are often prone to scamming sooner than later. It is generally advised to keep away from such HYIPs, especially if they offers very huge returns.


Basically, the Long Term HYIPs are more stable than the short term ones as they are not under pressure to payout investors capital sooner than the short term HYIPs. Long term HYIPs mostly offer daily rate of 1-3%, and some offer return of principal. The Short Term HYIPs often pay higher rates 4-8% which usually includes part of the principal.


A good HYIP investment strategy is to subject the HYIPs - both long and short term - to basic tests and diversify your portfolio with prejudice to the Long Term HYIPs.

Related Topics:
High Interest HYIPs: Risks and Returns
Learn winning strategies of HYIP
Learn how to invest in HYIPS
Learn how to spot a good HYIP

My choice HYIPs and Rationale

As you may have observed I am currently running ads and referral links of some High Yield Investment Programs (HYIPs). Those are the HYIPs I have significant interest in. Below are some of the referral links/banners:

Silver Structure

Aside meeting and passing most of the basic test, Silver Structure offers a rate of 2% Daily profit for 150 days with principal returned at the end of the cycle. 150 days is long term in a HYIP's life. However, without compounding, the Principal can be recovered within 50 days, while the remaining 100 days will be for profit taking. HYIP with daily  profit of less than 3% tends to last longer than those with higher daily profit. Daily profit taking will also help cut down your potential loss.

Please DO NOT INVEST in Silver Structure. They are currently down graded as PROBLEM!

Safe Risk

Safe Risk meets some of my basic requirement for a good HYIP without surpassing it. If offers a daily profit of 2.5% daily profit for 60 days with principal returned after the term. Save Risk does not support automatic compounding, hence the investor may need to make new deposit to increase their investments. At 2.5% Daily, the maturity period for the initial investment is 40 days. Which infers an extra 20 days of profit taking with principal returned. Well, provided it lasts that long.

Please DO NOT INVEST in SAFE RISK. They are currently downgraded as PROBLEM!

Invest Foria Limited.

Please DO NOT INVEST in InvestForia. They are currently down graded as SCAM!

Perhaps, of all the HYIPs I invested in, this looks more reputable. The online support system is good, and an indepedent source  confirmed the existence of the company. What more, InvestForia Limited offers a mouth watering rate of 2.8% Daily for 60 days, with principal returned. Should it last the long, the initial investment can be recovered in 36 day, while the rest of the period will for profit taking.

Just Been Paid (JSS Trippler)

Just Been Paid is now ProfitClicking.com

Just Been Paid has defied all odds to remain top of the HYIP pyramid, having ran for over two years, before the introduction of the JSS Trippler. The administrators of the program are so confident of it perpetuity that they threw a challenge of 1M dollar reward, to anyone who could find a flaw in their system. Perhaps, the system of restarting the program to prevent a demand overload crash, and a ceiling daily withdrawal has also helped in no small way to support this continuity of the program. Just Been Paid, pays 2% daily for 81 days (1.5 % on weekends) with no return of principal. Entry purchase in this program is $10. Just Been Paid is yet the most complex of the HYIP I have signed up for. Perhaps, Just Been Paid will last a little longer than the rest of them. Perhaps not. But this enigmatic HYIP still pose the million dollar challenge. Will you pick the gauntlet?



NetsBanking

NetsBanking is another interesting HYIP. An offer 1.18% looks low. However considering that principal and interest can be withdrawn after a mandaotory 10 day memoratum, and the fact that your principal does not have an end cycle, the potential of this unassuming HYIP is quite clear.


All the above are classified as long term HYIP.

In the category of short term HYIP, Permanent Fund is what I settled for. At 8% Daily for 22 days with no return of principal, it takes about 13 days to recover the initial investment. The remaining days are profit taking. However, initial principal is not returned, as it is paid with the profit.

Please DO NOT INVEST in Permanent Fund. They are currently down graded as SCAM!


I chose those HYIPs after subjecting them to basic analysis.  These HYIPs passed most of the criteria for a good HYIP. While past performance is not an assurance of future success, it is incumbent upon a HYIP investor to access his risk and take his chances. No HYIP will last forever, the day you sign up for a HYIP may be the day it scams, but what if it doesn't, and it goes on to pay for another 100 days or more. Basically, when deciding on a HYIP, ensure your choice HYIP meets certain basic criteria, before taking your decision. Diversifying and mixing your HYIP portfolio with long and short term HYIPs is the best way to go.

Meanwhile never forget to invest only what you can afford to lose. This cannot be over-emphasized. And always check the several HYIP monitors for the current status of any HYIP before you invest! See you on the next blog.

Related topics
High Interest HYIPs: Risks and Returns
Learn how to invest in HYIPS
Learn how to spot a good HYIP
Learn winning strategies of HYIP

Learn how to start investing in HYIPs

To create an account and starting invest in a High Yield Investment Program (HYIPs) is as easy as opening an email account, well, for the most part. However, before you start investing in HYIPS, you need to ensure you open an e-currency account with popular online payments processors.

TherOther payment processors like Perfect Money, Alertpay (Payza) are equally popular choice among most HYIPs investors. E-currency accounts are usually the payment facilitator of choice between the HYIPs and the investors. Some HYIP will accept Bank Wires, Paypal, and host of other payment processor. Remembers to keep all your passwords and other account detail very secure.

After setting up your online payment processor, it is necessary to fund the account before you can start using it for payment. To fund your Liberty Reserve account, you may need to consult your locality. For instance in Nigeria, e-naira.com renders such service, and are recommended by Liberty Reserve. Liberty Reserve also have a presence in many countries of the world. Most HYIP will allow you to start investing with as low as $10 (Ten dollars). Again the golden rule: NEVER INVEST ANY FUND YOU CANNOT AFFORD TO LOSE. All HYIPS will certainly fail, it's only a matter of time.


To use the e-currency account to fund your HYIP investment, you will need to first choose the HYIP, and register. Most serious HYIPS have members area where investors can Deposit or Withdraw from their portfolio. Deposit attempts will call up your e-currency authentication window for authorisation.

The interfaces of the various HYIPs are similar, and most have options for users support. Read the FAQ page of any HYIP carefully and understand the conditions before signing up with them. HYIPs are not for the faint of heart, and demands a lot caution, and planning.

Do you have anty question of comment? Please drop me a note.

The electronic money trail continues...

Related Topics

Learn how to spot a good HYIP
HYIPs, Pareto's 80/20 Rule, and Portfolio Diversivication
HYIPs and Greed
The Best HYIP

Lessons and Strategies in HYIPs: The Royalty7 HYIP misadventure

Turning a HYIP from gamble to investment is the trick of the game. It's a matter of getting your HYIP tactics right. Don’t get me wrong, every HYIP no matter how long it runs, will surely turn a scam. It just a matter of time. The trick then is determining when to join, how much to part with, and when to exit.

My first HYIP was a disaster. I joined a popular HYIP - Royalty7, which had consistently paid for over 200 days. Unfortunately, Royalty7 scammed a week after I joined, I received a single payment that was just 7% of my initial investment, the rest is still trapped in the program, with mounting pending withdrawals. I have written them off and moved on. But I learned a few lessons from the experience. The lessons gained from this ‘loss’ helped shaped some of the tactics I subsequently adopted.


What did I learn from Royalty7 and what tactics have I adopted?

1. NEVER invest in HYIPs what you cannot afford to lose.
I invested what I felt I could easily write off when I joined Royalty7. Now looking back, I feel vindicated by my decision. While some made huge profit from Royalty7, I lost what I could afford to lose.
My tactics: I NEVER EVER invest what I cannot afford to lose. This remains the golden rule of HYIP


2.All HYIP will crash/scam no matter how long and reliable they pay
It took ‘investors’ of Royal7 about 15 days or thereabout to recover their initial investment, in the 7% Daily for 30% plan. Older investors made a lot of ‘profit’ from Royalty7 while it lasted.
My tactics: Join Early


3.Some HYIPs are profitable
As stated earlier, some investors made a lot of profit from Royalty7 before while it lasted (as at the time of writing this blog, some are still hoping they will be paid). For instance, an investor who invested $25 in ROYAL7 and renews it each time it expires for 150 days, would have made 10 times his initial investment, even without compounding.  Some of these investors may also lose if they stayed too long in one HYIP.
My tactics : Exit early, long term I take daily profit


4.      NEVER put all your money in one HYIP
Royalty7 was my first HYIP, even though I invested what I could afford to lose, it was all in ROYAL7. With the benefit of hindsight, I have realized the naivety of such.
My tactics:I spread the Risk and have diversify my HYIP Portfolio


5. TAKE your profit
Many people tend to focus on the ‘big payday’ check, and forget the basic – capital. When investing in HYIP, be very skeptical. Each day a HYIP lasts is a bonus! Hence, it is wise to always take your income/profit no matter how small. Compounding, as offered by most HYIP might earn you more money, but securing your initial investment (or part of it) is essential if you must succeed in HYIPs
My tactics: I take my profit daily

6. Look before you leap
There are several HYIP monitors out there which shows the status of HYIP; if the HYIP is paying, waiting, having problem, or not paying. Checking out the status monitor should be one of the first step to take when considering the decision invest in HYIP.
My tactics: Look, listen, before you invest.


Those are my current strategy for turning HYIPs from gambling to investment. Do you invest in HYIP? Do you have an experience to share? Please do drop a comment. Those who may want to invest in HYIPs but dont't know where to start may also drop a comment. I will in the next blog show you how and where to begin.

Related Topics:
InvestForia LTD Scam: A post Mortem
Why do HYIPs Scam?
HYIP Monitors Review?
Can you recover lost HYIP fund?
Can HYIP investment be insured?